Estimate your potential tax savings under Portugal's IFICI regime (NHR 2.0) compared to standard Portuguese income tax rates.
| Metric | Standard Rates | IFICI Regime |
|---|---|---|
| Annual tax | €0 | €0 |
| Effective rate | 0% | 20.0% |
| Total tax over 5 years | €0 | €0 |
| Current country tax (est.) | €0 | |
| Total IFICI saving over 5 years | €0 | |
Disclaimer: This calculator provides illustrative estimates only and does not constitute tax advice. Actual tax liability depends on your specific circumstances, including income sources, deductions, social security obligations, and applicable tax treaties. Social security contributions (11% employee / 23.75% employer) are not included in these calculations. Consult a qualified tax advisor before making any decisions based on these figures.
This calculator compares your estimated income tax under Portugal's standard progressive rates against the IFICI regime's flat 20% rate. The Portuguese 2026 tax brackets used are: 13.25% on the first €7,703, 18% on €7,703–€11,623, 23% on €11,623–€16,472, 26% on €16,472–€21,321, 32.75% on €21,321–€27,146, 37% on €27,146–€39,791, 43.5% on €39,791–€51,997, 45% on €51,997–€81,199, and 48% above €81,199. A solidarity surcharge of 2.5% applies on income between €80,000 and €250,000, and 5% above €250,000.
The IFICI regime is available to individuals who become Portuguese tax residents and have not been tax resident in Portugal in the preceding 5 years. You must be engaged in qualifying professional activity with a Portuguese entity that meets the 50% export rule or operates in a qualifying sector. Former NHR beneficiaries are permanently ineligible. Read our full IFICI guide →
This calculator does not account for: social security contributions, tax treaty implications, foreign tax credits, deductible expenses, or income from non-qualifying sources. US citizens remain subject to US worldwide taxation regardless of IFICI status. For a personalised tax analysis that accounts for your full financial picture, schedule a consultation with our tax advisory team.
Our tax advisory team can model your exact IFICI position, including social security, treaty implications, and structuring options.
Book a Tax Consultation